Public Treasury to Fully Cover Aadl 3 Housing Loan Interests

The 2027 Finance Law project includes provisions for substantial financial facilitations aimed at supporting the construction of 350,000 "Aadl 3" housing units. This initiative, detailed under Article 207 of the project, authorizes the Public Treasury to cover 100% of loan interests during the deferral period for these rent-to-own units. Additionally, the measure stipulates reduced interest rates on loans extended by public banks for the financing of this housing program.

This financial framework is designed to ensure the continuity of public funding mechanisms previously established in earlier finance laws for rent-to-own housing schemes. These prior legislative instruments also focused on Treasury coverage and reduced interest rates, with the most recent example being Article 158 of the 2026 Finance Law. The current project builds upon this established approach to facilitate the new segment of the "Aadl 3" program scheduled for 2027.

The new measure is presented as an integral part of broader public authority commitments to deliver 2 million housing units between 2025 and 2030. By ensuring continued public financing, the 2027 Finance Law project contributes directly to achieving the national housing program objectives and addressing social needs across the country.